What Is 401k Limit 2025. Starting in 2025, employees can sock away up to $23,500 in their 401(k)s. That's a $500 bump from the $23,000 elective deferral limit for 401(k) plan employee contributions in 2024.

However, individual retirement account (ira) contributions will continue to be $7,000 in 2025, the same as in 2024. If you are age 50.